Given the entire premise of Leveraged FI centres on borrowing, the answer is still ‘it depends’. There are a multitude of variables, controlled and uncontrolled, that can have significant impacts on your investing journey, both good and bad.

Assuming you’re of above average intelligence if you’re reading this blog instead of watching Love Island or scrolling social media to escape the travesty of middle-income life, I can accept that leverage is not for everyone but for those that it is suited for, the benefits can be immense.